Disclaimer

1. Educational purpose only

Everything on pauletienne.com, including the pages, the keynote descriptions, the book summaries and any material you can download, is here for general education and information. It is general by nature and takes no account of your particular goals, your financial situation or your needs.

2. Not financial, investment, tax or legal advice

Nothing here is:

• A recommendation to buy, sell or hold any security or investment
• Personalized investment, retirement, insurance or portfolio advice
• Tax, accounting or legal advice
• An offer or a solicitation to buy or sell any financial product

Please speak to a qualified, licensed professional who knows your circumstances before you make any financial, investment, tax or legal decision.

3. Not a licensed adviser or broker

Dr. Paul Etienne is not a registered investment adviser, broker dealer, certified financial planner, licensed insurance agent, certified public accountant or attorney, and he is not acting in any of those capacities through this website, his books or his talks. Where a topic touches on those fields, it is covered for education, not as regulated advice.

4. No professional or fiduciary relationship

Reading this site, subscribing to updates, buying a book or attending a talk does not create a client, advisory or fiduciary relationship between you and Dr. Paul Etienne, and no duty of care arises from it. A consulting relationship begins only under a separate written engagement agreement.

5. No guarantee of results

Financial outcomes depend on many things nobody controls, including market conditions, timing and your own decisions. Past performance does not indicate future results. No particular outcome is promised, guaranteed or implied, and any figures or examples given are illustrative only. Your results will differ.

6. Books and seminar content

The books and any bonus seminar material are educational works. They set out frameworks and general principles. They are not instructions written for one particular reader, and they should not be treated as a plan for your own finances.

7. Tax and asset protection content

Some material, in particular How Top Earning Doctors Stay Rich, discusses tax efficiency and asset protection. These areas are heavily fact specific and are governed by federal law, by the law of your state and sometimes by the rules of your profession. Whether a structure is suitable, effective or even lawful for you depends on your own circumstances. Do not implement anything of this kind without first reviewing it with your own licensed tax adviser and attorney. Nothing here is a promise of any particular tax treatment, and nothing here is intended to be used to evade tax.

8. Third party links and purchases

This site links to Amazon so you can buy the books. These are Dr. Paul Etienne’s own books, and the links are not affiliate links. We earn no commission for referring you, and we receive nothing beyond the ordinary proceeds an author receives on a sale of their own work. Once you leave this site, the retailer’s own terms and privacy policy apply, and we are not responsible for their content, pricing or availability.

9. Testimonials

The testimonials on this site are the honest experiences of the people who gave them, shared with their permission. They are not a promise that you or your organization will get the same result, and they are not paid for unless we say so on the page.

10. Accuracy and availability

We work to keep this site accurate and current, but we cannot warrant that it is complete, free of errors or always available. Content may change or be removed at any time without notice.

11. Contact

If anything here is unclear, email me@pauletienne.com before you act on anything you have read on this site.